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SBA Pre-Qual Calculator

Estimate your SBA loan eligibility based on your business cash flow and debt service coverage ratio

Business FinancialsFAQ
Enter your company performance details
Loan Assumptions

SBA lenders typically require a minimum Debt Service Coverage Ratio (DSCR) of 1.0–1.25. Select your target DSCR above to adjust the calculation.

Estimated SBA Loan Eligibility
$388,808
Based on your cash flow & debts
Maximum Loan Amount$388,808
Est. Monthly Payment$5,246
Net Margin20.0%
Debt Service Coverage Ratio1.15x
Net Margin Health
0%10%–30% (Ideal)20.0%

Excellent! Your margins are within healthy limits.

Ready to get pre-qualified?

Connect with SBA lending specialists to discuss your eligibility and get personalized rates.

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