LoanWiseCompare mortgages
Back to LoanWise

Pre-Qual Calculator

Determine how much house you can afford based on your income and debts

Your Financial ProfileFAQ
Enter your income and expenses

Your total yearly income before taxes

Car loans, credit cards, student loans, etc.

Loan Assumptions
Industry Standard

Lenders typically approve mortgages with a debt-to-income ratio up to 43%. This calculator uses conservative estimates to help you stay within comfortable limits.

You Can Afford
$346,721
Based on your income and debts
Maximum Home Price$346,721
Down Payment$50,000
Loan Amount$296,721
Est. Monthly Payment$2,367
Debt-to-Income Ratio43.0%
Your DTI Health
0%36% (Ideal)43% (Max)

Good! You're within acceptable lending limits.

Ready to get pre-approved?

Connect with a licensed mortgage professional to get pre-approved and start your home search with confidence.