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Mortgage Calculators

Purchase CalculatorRefi Calculator

Calculate your monthly mortgage payments and see how your loan breaks down over time

Mortgage DetailsFAQ
Additional Costs (Annual)
Monthly Payment
$2,161
Principal & Interest: $1,770/mo
Loan Amount
$280,000
Total Interest
$357,128
Principal & Interest$1,770
Property Tax$292
Home Insurance$100

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Other free tools for your home purchase.

Compare Mortgage QuotesLenderRatePaymentFeesTotalBank A3.125%$2,398$2,400$866,680★Bank B3.375%$2,456$1,800$885,960Bank C3.500%$2,495$3,200$901,400Bank D3.625%$2,534$2,100$914,340Potential Savings with Best Option:$47,660

Quote Comparison

Upload and compare multiple mortgage quotes side-by-side with AI-powered analysis

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Mortgage Rate Forecast30-Year Fixed8%7%6%5%4%3%Now202020212022202420252026HistoricalPredictedCurrent:6.85%Forecast:5.9%

Mortgage Rate Forecast

Live mortgage rate projections based on treasury futures and historical trends

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Rent vs. BuyNet Worth$1.5M$1.2M$900k$600k$300k$0Year 6Yr 1Yr 15Yr 30BuyRent + investBuying wins afterYear 6

Rent vs. Buy

See whether buying or renting builds more wealth over time, and the year buying pulls ahead

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Max Home Price$425,000Down Payment$85,000Monthly Payment$2,456Income AnalysisQ1Q2Q3Q4Financial DetailsAnnual Income$120,000Monthly Debt$850Credit Score740DTI Ratio28%Recommended Budget$425K

Pre-Qual Calculator

Calculate your home buying power based on income, debts, and down payment

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Closing Cost BreakdownCash to CloseEstimated closing costs$20,5692.6% of price · separate from down pmtYou can shop$6,080title & settlement% of price2.6%of $800kWhere it goesLender fees$5,335Title & settlementSHOP$6,080Third-party$620Taxes & govt$3,325Prepaids & escrow(owed anyway)$6,489Total$20,569

Closing Cost Calculator

Estimate your cash to close line by line — lender, title, taxes, and prepaids — and see which fees you can shop

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Refinance ComparisonCurrent vs. New LoanCurrent LoanInterest Rate4.5%Monthly Payment$2,847Remaining Term25 yearsTotal Interest$254,200Total Cost$554,200New LoanInterest Rate3.25%Monthly Payment$2,456New Term30 yearsTotal Interest$184,160Savings$70,040

Refinance Analysis

Compare your current loan to refinancing options and calculate break-even

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