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Mortgage Compare · AI Powered

Compare your mortgage offers.

Looking at multiple offers? Upload 2–4 mortgage quotes and get a clear and precise AI analysis of every rate, fee, and long-term cost.

Drop your mortgage quotes here

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Results in under 60 seconds

More tools

Other free tools for your home purchase.

Mortgage Rate Forecast30-Year Fixed8%7%6%5%4%3%Now202020212022202420252026HistoricalPredictedCurrent:6.85%Forecast:5.9%

Mortgage Rate Forecast

Live mortgage rate projections based on treasury futures and historical trends

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Rent vs. BuyNet Worth$1.5M$1.2M$900k$600k$300k$0Year 6Yr 1Yr 15Yr 30BuyRent + investBuying wins afterYear 6

Rent vs. Buy

See whether buying or renting builds more wealth over time, and the year buying pulls ahead

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Max Home Price$425,000Down Payment$85,000Monthly Payment$2,456Income AnalysisQ1Q2Q3Q4Financial DetailsAnnual Income$120,000Monthly Debt$850Credit Score740DTI Ratio28%Recommended Budget$425K

Pre-Qual Calculator

Calculate your home buying power based on income, debts, and down payment

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Loan DetailsMonthly Payment$2,847Principal & InterestPayment BreakdownPrincipalInterestOther

Payment Calculator

Estimate your monthly mortgage payment with taxes, insurance, and PMI

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Closing Cost BreakdownCash to CloseEstimated closing costs$20,5692.6% of price · separate from down pmtYou can shop$6,080title & settlement% of price2.6%of $800kWhere it goesLender fees$5,335Title & settlementSHOP$6,080Third-party$620Taxes & govt$3,325Prepaids & escrow(owed anyway)$6,489Total$20,569

Closing Cost Calculator

Estimate your cash to close line by line — lender, title, taxes, and prepaids — and see which fees you can shop

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Refinance ComparisonCurrent vs. New LoanCurrent LoanInterest Rate4.5%Monthly Payment$2,847Remaining Term25 yearsTotal Interest$254,200Total Cost$554,200New LoanInterest Rate3.25%Monthly Payment$2,456New Term30 yearsTotal Interest$184,160Savings$70,040

Refinance Analysis

Compare your current loan to refinancing options and calculate break-even

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