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10 Best FHA Lenders in Arlington

This ranking identifies the 10 best FHA lenders serving Arlington, Texas, evaluated on local market presence, FHA product clarity, borrower accessibility, and program breadth. It is designed for first-time homebuyers, repeat buyers, and homeowners exploring FHA-backed financing in the Arlington area. Use this list to compare lenders by their local visibility, published qualification metrics, and overall fit for your home financing goals.

LoanWise Editorial Team

Isometric view of an Arlington neighborhood with homes, a bank building, and a stadium in the background, small figures holding keys and documents.

Arlington, Texas sits at the heart of the Dallas-Fort Worth Metroplex — one of the fastest-growing housing markets in the country. With a diverse housing stock ranging from affordable starter homes to mid-tier family properties, Arlington continues to attract first-time buyers and move-up purchasers alike. The city's strong employment base, access to major transportation corridors, and proximity to both Dallas and Fort Worth make it a compelling market for homebuyers who need competitive financing options.

For many Arlington borrowers, FHA loans represent the most accessible path to homeownership. Backed by the Federal Housing Administration, FHA loans allow qualified buyers to purchase with as little as 3.5% down and accept credit scores as low as 580 in many cases. These features make FHA financing particularly relevant in a market like Arlington, where rising home prices can make conventional down payment thresholds difficult for first-time buyers to meet. The Texas FHA loan limit for Tarrant County currently stands at $563,500, covering a broad range of Arlington-area properties.

Choosing the right FHA lender, however, is not simply about finding any lender who offers the program. The quality of your FHA experience depends on factors including:

  • Local market presence — lenders with Arlington-specific pages, branch locations, or named loan officers tend to offer more relevant guidance
  • Published qualification metrics — transparency around minimum credit scores, down payment requirements, and loan limits helps borrowers self-qualify before applying
  • Product breadth — lenders offering FHA alongside VA, USDA, conventional, and refinance options provide more fallback flexibility
  • Review credibility and licensing — verified reviews and multi-state licensing signal operational maturity
  • Service model fit — whether you prefer a community bank, credit union, independent broker, or national platform matters for your overall experience

This ranking evaluates Arlington FHA lenders across these dimensions, prioritizing those with demonstrable local relevance and clear FHA program communication. The goal is to help Arlington homebuyers identify lenders best positioned to support their FHA loan journey — from initial qualification through closing.

#1

Herring Bank

Arlington bank lender with strong local FHA visibility

Local Contact Number

214-225-3166

Local Office Number

817-200-7708

FHA Down Payment

3.5% minimum typical FHA program

Core Mortgage Programs Listed

6+

Herring Bank has a dedicated Arlington mortgage presence and explicitly promotes FHA loans alongside VA, USDA, jumbo, conventional, and refinance options. Its local contact points and broad residential product set make it a strong FHA choice for Arlington borrowers seeking a community-bank experience.
#2

Olympian Mortgage

FHA-focused Arlington mortgage platform with clear qualification metrics

Minimum Down Payment

3.5%

Minimum Credit Score

580

Texas FHA Loan Limit

$563,500

Five-Star Reviews

1,000+

Licensed States

15

Phone Number

800-574-1903

Olympian Mortgage stands out for a dedicated Arlington FHA page with concrete borrower metrics, including low down payment and minimum credit score guidance. Its strong review volume and multi-state licensing help support credibility for FHA borrowers comparing online-first mortgage options.
#3

Lone Star Financing

Texas mortgage broker with strong Arlington FHA positioning

Wholesale Lender Partners

20+

Minimum FHA Down Payment

3.5% typical FHA program

Core Mortgage Programs Featured

5+

Market Coverage

Texas-focused

Lone Star Financing combines Arlington FHA specialization with a broad broker-style product lineup that includes VA, jumbo, USDA, conventional, and refinance options. Its access to multiple wholesale lenders can be particularly useful for FHA borrowers comparing pricing and underwriting flexibility.
4
#4

Guild Mortgage

National mortgage lender with Arlington FHA branch presence

Arlington Branch Address

3100 W Arkansas Lane Suite 103

Branch Phone

817-304-5666

Core Programs Listed

4

National Contact Number

800-283-8823

Guild Mortgage offers a verified Arlington branch presence and lists FHA among its core loan programs alongside VA, jumbo, and conventional financing. Its national mortgage brand and in-market branch support make it a reliable option for borrowers who want local access backed by scale.
5
#5

Cornerstone Home Lending

Local Arlington loan officers backed by mortgage brand

Arlington Office ZIP

76006

Named Arlington FHA Loan Officers

2

Mesha Miller NMLS

2258067

Nathan Texada NMLS

266224

Direct Phone Numbers Listed

2

Cornerstone Home Lending earns a high placement because it has Arlington-based FHA loan officer pages with direct contact information and local office relevance. This structure can appeal to FHA borrowers who value officer-level guidance under a recognized mortgage platform.
6
#6

Greater Texas Credit Union

Credit union lender offering FHA and first-time buyer loans

Arlington Market Page

1

Mortgage Programs Listed

4

FHA Program Included

Yes

First-Time Buyer Program Included

Yes

Greater Texas Credit Union is active in Arlington and explicitly offers FHA loans and first-time homebuyer mortgage options. Its credit union model may appeal to members prioritizing service, relationship banking, and a straightforward home loan menu.
7
#7

Service First Mortgage

Arlington lender specializing across FHA and major home loans

Yelp Rating

3.0/5

Review Count

2

Core Mortgage Programs Mentioned

8+

Business Hours Listed

9:00 AM - 5:00 PM

Service First Mortgage is described in Arlington as specializing in FHA along with conventional, VA, jumbo, USDA, and refinance products. That broad product menu and local market relevance make it a practical FHA option, though the available source is less robust than official branch product pages from higher-ranked lenders.
8
#8

PrimeLending, A PlainsCapital Company

Large mortgage brand with Arlington FHA relevance

Arlington Directory Presence

Yes

Platform Type

National mortgage lender

FHA Capability

Yes

Official Website Verified

Yes

PrimeLending is a nationally recognized mortgage lender with established visibility in Arlington lender listings and broad FHA-capable operations. It suits borrowers who prioritize lender scale, brand recognition, and a full residential mortgage platform.
9
#9

Fairway Independent Mortgage Corporation

Well-known mortgage lender relevant for Arlington FHA buyers

Arlington Directory Presence

Yes

Platform Type

Independent mortgage lender

FHA Capability

Yes

Official Website Verified

Yes

Fairway Independent Mortgage Corporation is a mortgage-focused national lender with visibility in Arlington and a strong reputation among home loan shoppers. It is a credible FHA option for borrowers seeking a recognizable lender with broad residential mortgage capabilities.
10
#10

CMG Mortgage, Inc.

Broad residential mortgage lender serving FHA-capable borrowers

Arlington Directory Presence

Yes

Platform Type

Mortgage lender

FHA Capability

Yes

Official Website Verified

Yes

CMG Mortgage, Inc. appears active in the Arlington market and is suitable for borrowers seeking a mortgage-first lender with FHA-compatible capabilities. It rounds out the top 10 based on mortgage relevance, brand recognition, and likely program breadth despite lighter Arlington-specific detail in the research pack.

●Conclusion

This ranking reflects a snapshot of the Arlington FHA lending landscape based on local presence, product transparency, and borrower accessibility. But a lender's position on this list is a starting point — not a final answer. The right FHA lender for you depends on your specific financial profile, timeline, and preferences for how you want to work through the mortgage process.

As you compare options, consider the following evaluation factors:

Rate and fee transparency. FHA interest rates and lender fees can vary meaningfully across institutions. Some lenders on this list publish rate guidance online, while others rely on direct consultation. Always request a Loan Estimate from any lender you are seriously considering — it provides a standardized breakdown of rate, APR, closing costs, and monthly payment obligations.

Credit score flexibility. While the FHA program technically allows scores as low as 500 with a 10% down payment, individual lenders set their own minimum overlays. Some lenders in this list publish their floor explicitly at 580. If your score falls near any threshold, confirm the lender's actual internal minimum before proceeding.

Local versus national service models. Community banks, credit unions, and branch-based lenders tend to offer more relationship-driven experiences, which can be valuable for first-time buyers navigating FHA paperwork for the first time. National platforms and digital-first lenders may offer faster processing and more streamlined online tools. Neither model is universally superior — the right fit depends on how much hand-holding you want through the process.

Broker versus direct lender access. Mortgage brokers with wholesale lender networks can sometimes present more pricing options than a single direct lender. If loan pricing is your primary concern and you are comfortable comparing multiple scenarios, a broker model may offer advantages worth exploring.

Closing speed and communication. FHA loans can involve more documentation requirements than conventional loans due to property condition standards and appraisal rules. Ask any lender on this list about their typical FHA closing timeline and how they communicate with borrowers during underwriting. Slow communication is one of the most common friction points in the FHA process.

Ultimately, the Arlington FHA market is well-served by a range of lenders — from locally rooted community institutions to nationally recognized mortgage platforms. Comparing at least two to three lenders from this list before committing to an application is a sound strategy. Small differences in rate, fee structure, and service quality can add up meaningfully over the life of an FHA loan.

Keywords:Mortgage